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Do you worry about identity theft?

You should worry – identity theft (also called “identity fraud”) is the fastest growing crime in all of history and an identity is stolen every two seconds in the United States alone.

Do you think you are vulnerable to identity thieves or stalkers?

Before you answer, take a look at the following questions:

Do you have a bank account?
Do you have a credit card?
Do you have a phone?
Do you use a computer?
Do you have a driver’s licence?
Do you own a vehicle?
Do you own or lease property?
Do you have a job?
Do you own a business?
Do you have medical insurance?
Do you have a Social Security number?

If you answered “yes” to even just one of the above questions you are in danger of being targeted by identity thieves. Each of those items gives an identity thief or stalker a way into the most private areas of your life.

In fact, the only people who are not at risk of identity theft are new born babies, and that situation only lasts until their birth is registered. The Birth Certificate is the start of the paper trail which maps the life of every ordinary citizen; it is the first documentary evidence of our “identity”.

Even children are at risk of identity theft, and if the target is a minor, the crime might not come to light for years. Identity fraud with a child victim often does undetected until the child applies for a drivers’ licence, or passport, or first bank account. Being involved in the complicated task of unravelling a case of stolen identity is not the best start to adulthood.

If your identity is stolen and the thieves run up debts in your name, it will be up to you to prove that you are not responsible for those debts. It can take years to clear up a case of identity fraud and can cost you, the victim, thousands of dollars to regain your good name and your good standing with credit reference agencies.

The actions of identity thieves can result in an innocent person facing bankruptcy, and even being given a jail sentence. To avoid this happening to you, it is imperative that you make yourself aware of how the crime of identity theft is accomplished, and learn how to protect your (and your family’s) privacy. The only way to beat the thieves is to take charge of your privacy and keep your identity safe.